2025 Mortgage Loan Limits For
Conventional, FHA, & VA Loans
Enter your ZIP code to see the loan limits in your area
The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages varying by geographic location.
![[loan_limits_year] Mortgage Loan Limits For<br />
Conventional, FHA, & VA Loans](https://www.ratesandmoney.com/wp-content/uploads/2020/12/map-points.png)
The USA 2025 Loan Limits
1-Unit
(Single Family)
2-Unit
(Duplex)
3-Unit
(Triplex)
4-Unit
(Fourplex)
Conforming Loan Limit
$806,500
FHA Loan Limit
$524,225
VA Loan Limit
No Limits*
Conforming Loan Limit
$1,032,650
FHA Loan Limit
$671,200
VA Loan Limit
No Limits*
Conforming Loan Limit
$1,248,150
FHA Loan Limit
$811,275
VA Loan Limit
No Limits*
Conforming Loan Limit
$1,551,250
FHA Loan Limit
$1,008,300
VA Loan Limit
No Limits*
* The Blue Water Navy Vietnam Veterans Act of 2019 repealed VA loan limits starting January 1, 2020. Lenders may impose their own limits, however.
Ask your lender about their maximum VA loan amount before applying.
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA).
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