2022 Mortgage Loan Limits For
Conventional, FHA, & VA Loans

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The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages varying by geographic location.
[loan_limits_year] Mortgage Loan Limits For<br />
Conventional, FHA, & VA Loans

The USA 2022 Loan Limits

1-Unit

(Single Family)

2-Unit

(Duplex)

3-Unit

(Triplex)

4-Unit

(Fourplex)
Conforming Loan Limit
$647,200
Standard Conforming Loan Limit $647,200
FHA Loan Limit
$420,680
Standard FHA Loan Limit $420,680
VA Loan Limit
No Limits*
Conforming Loan Limit
$828,700
Standard Conforming Loan Limit $828,700
FHA Loan Limit
$538,650
Standard FHA Loan Limit $538,650
VA Loan Limit
No Limits*
Conforming Loan Limit
$1,001,650
Standard Conforming Loan Limit $1,001,650
FHA Loan Limit
$651,050
Standard FHA Loan Limit $651,050
VA Loan Limit
No Limits*
Conforming Loan Limit
$1,244,850
Standard Conforming Loan Limit $1,244,850
FHA Loan Limit
$809,150
Standard FHA Loan Limit $809,150
VA Loan Limit
No Limits*

* The Blue Water Navy Vietnam Veterans Act of 2019 repealed VA loan limits starting January 1, 2020. Lenders may impose their own limits, however.
Ask your lender about their maximum VA loan amount before applying.

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA).

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