2023 Mortgage Loan Limits For
Conventional, FHA, & VA Loans

Enter your ZIP code to see the loan limits in your area
Please enter a valid, 5-digit ZIP Code.
The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages varying by geographic location.
[loan_limits_year] Mortgage Loan Limits For<br />
Conventional, FHA, & VA Loans

The USA 2023 Loan Limits

1-Unit

(Single Family)

2-Unit

(Duplex)

3-Unit

(Triplex)

4-Unit

(Fourplex)
Conforming Loan Limit
$726,200
Standard Conforming Loan Limit $726,200
FHA Loan Limit
$472,030
Standard FHA Loan Limit $472,030
VA Loan Limit
No Limits*
Conforming Loan Limit
$929,850
Standard Conforming Loan Limit $929,850
FHA Loan Limit
$604,400
Standard FHA Loan Limit $604,400
VA Loan Limit
No Limits*
Conforming Loan Limit
$1,123,900
Standard Conforming Loan Limit $1,123,900
FHA Loan Limit
$730,525
Standard FHA Loan Limit $730,525
VA Loan Limit
No Limits*
Conforming Loan Limit
$1,396,800
Standard Conforming Loan Limit $1,396,800
FHA Loan Limit
$907,900
Standard FHA Loan Limit $907,900
VA Loan Limit
No Limits*

* The Blue Water Navy Vietnam Veterans Act of 2019 repealed VA loan limits starting January 1, 2020. Lenders may impose their own limits, however.
Ask your lender about their maximum VA loan amount before applying.

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA).

Interested to check the rates in ?
Stay informed with what's important to you

Subscribe for Notification

Notification popup
Selected options