Interested to check the rates in County?
Mortgage rates can change weekly, daily, and even hourly, and are affected by both factors outside your control and those within your control.
You can afford a house with a purchase price up to
Interest Savings $0
Getting preapproved by your preferred lender can give you a more accurate estimate of your monthly mortgage payment, and prepare you to make an offer when you find the right home.
Home buyers can save up to $3,000 on their home mortgage loan by getting multiple mortgage quotes. Compare quotes from top lenders today.
Your monthly payment is affected by many factors. Filling out an application with a preferred lender can give you the most accurate estimate of your monthly payment.
Making two mortgage payments a month can quickly reduce principal and save you thousands in interest over the life of your loan. Find out more.
Enter the purchase price of the home you want to buy. You can also enter the amount that you think you will offer.
Enter the amount you have saved for a down payment. Don't forget to subtract funds needed for closing costs.
Enter a realistic interest rate. Base interest rates will vary by lender, your credit score, and your loan term.
Enter which type of loan program you believe that you qualify for. This may be a conventional, FHA, VA or USDA loan.
Enter your estimated property tax, if you know it. This is the assessed value of the home times the local tax rate.
Enter your estimated home insurance cost, if you know it. This is typically based on home value and location.
If your down payment is under 20%, you will have to pay PMI, which can range from .5% to 2% of the loan amount.
If you buy a home in a neighborhood with a homeowners association (HOA), you'll have to pay monthly or annual dues.
If you plan on paying extra on your mortgage each month, enter the amount to apply towards your loan principal.
Your annual income will be divided by 12 months for the figure used to determine your ability to repay your loan.
Your monthly debts (recurring expenses or payments) include such things like loan or credit card bills that must be paid.
Your DTI is a debt-to-income ratio arrived at by comparing your monthly income and expenses. A lower DTI ratio is better.
Your monthly payment should be high enough to pay off your loan in a reasonable time period and reduce interest.
Biweekly payments let you make the equivalent of one extra monthly payment per year, reducing principal and interest.
Your estimated payoff can be calculated at any time by referring to your amortization schedule or asking your mortgage company.
Use our free mortgage calculator tools to estimate your monthly mortgage payments based on your unique loan scenario. See how your monthly payment changes by making updates to your home price, down payment, interest rate, and loan term.
Military service can mean eligibility for a no-down payment mortgage. Find out if you qualify for a VA home loan.
Designed for first-time and low-income homebuyers, an FHA loan could put you on the path to home ownership fast.
Seeking to refinance? Find out how much you can save in interest over the term of your home loan by refinancing now.
Unsure of the conforming loan limits in your area? Find out in seconds by simply entering your zip code.