Contemplating buying a home in Idaho? A great mortgage rate could be within your reach. Your mortgage lender will be looking at your finances closely before assigning your rate, from your income and debt-to-income ratio to your down payment amount and credit score
To help yourself qualify for the best mortgage rate in Idaho, get ahead of the game by paying down debt and doing a credit check on yourself. Gather your proof of income and employment, and then get a reputable mortgage company to preapprove you prior to looking at homes to buy in Idaho.
Here’s a quick look at current Idaho mortgage rates: